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R.W. Garrett Agency, Inc. Employee Benefit Planning since 1982


  • Work with you to evaluate your specific insurance needs.

  • Explain the pros and cons of benefit options.

  • Make specific recommendations and tailor plans to suit your special objectives.

  • Perform an ongoing review of your plans to update coverage and limit costs.

  • Serve as your advocate and advisor in dealing with insurance companies, doctors and hospitals, and government agencies involving claims, services and regulations.

  • Communicate benefits packages to employees and demonstrate how various provisions can complement personal and government financial plans.

  • Discuss legal aspects related to benefit plans.

  • Provide feasibility study of alternative funding.

  • Preview managed care options (by location).